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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,807 | $78,013-22.1% | $178,449-65.9% | $80,911-24.8% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.6%+32.4pp |
| Annual return | 9.42% | 18.07%-8.6pp | 27.09%-17.7pp | 35.63%-26.2pp |
| Employer contribution / active EE | $2,356 | $2,287+3.0% | $3,951-40.4% | $2,756-14.5% |
| Participant deferral / active EE | $2,705 | $4,408-38.6% | $6,277-56.9% | $4,297-37.0% |
| Admin fee / account holder | $418 | $7,166-94.2% | $10,362-96.0% | $6,935-94.0% |