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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,807 | $77,962-22.0% | $178,540-65.9% | $80,935-24.9% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 9.42% | 18.10%-8.7pp | 27.15%-17.7pp | 35.66%-26.2pp |
| Employer contribution / active EE | $2,356 | $2,280+3.3% | $3,953-40.4% | $2,757-14.5% |
| Participant deferral / active EE | $2,705 | $4,404-38.6% | $6,281-56.9% | $4,299-37.1% |
| Admin fee / account holder | $418 | $7,156-94.2% | $10,424-96.0% | $6,924-94.0% |