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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,860 | $99,875+15.0% | $146,866-21.8% | $86,983+32.0% |
| Participation rate | 81.8% | 75.8%+6.0pp | 82.5%-0.7pp | 69.5%+12.3pp |
| Annual return | 20.57% | 28.10%-7.5pp | 102.85%-82.3pp | 25.83%-5.3pp |
| Employer contribution / active EE | $7,938 | $3,224+146.2% | $4,425+79.4% | $2,584+207.1% |
| Participant deferral / active EE | $19,428 | $6,322+207.3% | $7,759+150.4% | $4,194+363.3% |
| Admin fee / account holder | $996 | $7,838-87.3% | $13,620-92.7% | $7,856-87.3% |