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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,196 | $29,736-55.6% | $56,033-76.5% | $80,935-83.7% |
| Participation rate | 8.3% | 41.7%-33.4pp | 52.5%-44.2pp | 67.7%-59.3pp |
| Annual return | 12.05% | 35.28%-23.2pp | 1711.38%-1699.3pp | 35.66%-23.6pp |
| Employer contribution / active EE | $252 | $671-62.4% | $1,041-75.8% | $2,757-90.8% |
| Participant deferral / active EE | $308 | $1,228-74.9% | $1,954-84.2% | $4,299-92.8% |
| Admin fee / account holder | $31 | $2,434-98.7% | $2,827-98.9% | $6,924-99.6% |