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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,948 | $28,624-23.3% | $53,647-59.1% | $82,637-73.4% |
| Participation rate | 7.5% | 47.3%-39.8pp | 56.3%-48.8pp | 68.1%-60.6pp |
| Annual return | 20.17% | 664.98%-644.8pp | 358.33%-338.2pp | 53.51%-33.3pp |
| Employer contribution / active EE | $274 | $637-57.0% | $962-71.5% | $2,552-89.3% |
| Participant deferral / active EE | $335 | $1,196-72.0% | $1,813-81.5% | $4,126-91.9% |
| Admin fee / account holder | $81 | $2,022-96.0% | $2,460-96.7% | $7,339-98.9% |