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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,881 | $88,778-65.2% | $81,844-62.3% | $145,884-78.8% |
| Participation rate | 57.9% | 75.1%-17.2pp | 72.4%-14.5pp | 80.3%-22.4pp |
| Annual return | 15.40% | 1033.03%-1017.6pp | 778.87%-763.5pp | 551.85%-536.4pp |
| Employer contribution / active EE | $1,361 | $3,087-55.9% | $2,916-53.3% | $4,662-70.8% |
| Participant deferral / active EE | $3,216 | $4,648-30.8% | $4,323-25.6% | $6,690-51.9% |
| Admin fee / account holder | $1,056 | $8,430-87.5% | $7,355-85.6% | $13,392-92.1% |