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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,547 | $223,823-82.8% | $211,142-81.7% | $154,746-75.1% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 13.78% | 50.39%-36.6pp | 46.84%-33.1pp | 172.34%-158.6pp |
| Employer contribution / active EE | $4,434 | $6,787-34.7% | $6,442-31.2% | $4,379+1.3% |
| Participant deferral / active EE | $8,871 | $9,750-9.0% | $9,284-4.4% | $6,730+31.8% |
| Admin fee / account holder | $6,181 | $19,707-68.6% | $19,076-67.6% | $14,365-57.0% |