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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,575 | $183,516-60.5% | $155,534-53.3% | $145,884-50.3% |
| Participation rate | 76.9% | 82.7%-5.8pp | 78.2%-1.3pp | 80.3%-3.4pp |
| Annual return | 14.49% | 61.43%-46.9pp | 64.92%-50.4pp | 551.85%-537.4pp |
| Employer contribution / active EE | $4,298 | $5,315-19.1% | $4,675-8.1% | $4,662-7.8% |
| Participant deferral / active EE | $4,684 | $6,467-27.6% | $5,630-16.8% | $6,690-30.0% |
| Admin fee / account holder | $949 | $19,293-95.1% | $15,900-94.0% | $13,392-92.9% |