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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,240 | $125,190-19.1% | $105,624-4.2% | $145,897-30.6% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 9.22% | 225.22%-216.0pp | 116.20%-107.0pp | 552.29%-543.1pp |
| Employer contribution / active EE | $6,474 | $3,720+74.0% | $3,168+104.4% | $4,663+38.8% |
| Participant deferral / active EE | $9,000 | $5,716+57.5% | $5,013+79.5% | $6,689+34.5% |
| Admin fee / account holder | $740 | $17,138-95.7% | $10,961-93.3% | $13,390-94.5% |