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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,981 | $110,410-25.7% | $102,437-20.0% | $145,897-43.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 5.72% | 24.85%-19.1pp | 24.95%-19.2pp | 552.29%-546.6pp |
| Employer contribution / active EE | $2,205 | $4,217-47.7% | $3,871-43.0% | $4,663-52.7% |
| Participant deferral / active EE | $6,646 | $5,622+18.2% | $5,060+31.3% | $6,689-0.6% |
| Admin fee / account holder | $76,732 | $9,745+687.4% | $8,388+814.8% | $13,390+473.0% |