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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,154 | $155,555-31.8% | $146,866-27.7% | $155,188-31.6% |
| Participation rate | 83.3% | 84.0%-0.6pp | 82.5%+0.8pp | 80.8%+2.5pp |
| Annual return | 17.78% | 115.41%-97.6pp | 102.85%-85.1pp | 148.84%-131.1pp |
| Employer contribution / active EE | $6,053 | $4,647+30.3% | $4,425+36.8% | $4,248+42.5% |
| Participant deferral / active EE | $16,343 | $8,044+103.2% | $7,759+110.6% | $6,531+150.2% |
| Admin fee / account holder | $1,043 | $14,755-92.9% | $13,620-92.3% | $14,480-92.8% |