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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,964 | $114,013-80.7% | $103,693-78.8% | $155,188-85.8% |
| Participation rate | 55.6% | 75.2%-19.6pp | 72.6%-17.1pp | 80.8%-25.2pp |
| Annual return | 24.59% | 49.31%-24.7pp | 47.61%-23.0pp | 148.84%-124.2pp |
| Employer contribution / active EE | $910 | $3,131-70.9% | $2,920-68.8% | $4,248-78.6% |
| Participant deferral / active EE | $3,970 | $4,970-20.1% | $4,579-13.3% | $6,531-39.2% |
| Admin fee / account holder | $61 | $8,407-99.3% | $7,858-99.2% | $14,480-99.6% |