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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,964 | $102,595-78.6% | $94,057-76.6% | $154,746-85.8% |
| Participation rate | 55.6% | 76.0%-20.4pp | 73.3%-17.8pp | 80.7%-25.1pp |
| Annual return | 24.59% | 583.42%-558.8pp | 480.62%-456.0pp | 172.34%-147.7pp |
| Employer contribution / active EE | $910 | $3,147-71.1% | $2,933-69.0% | $4,379-79.2% |
| Participant deferral / active EE | $3,970 | $5,118-22.4% | $4,709-15.7% | $6,730-41.0% |
| Admin fee / account holder | $61 | $7,736-99.2% | $7,244-99.2% | $14,365-99.6% |