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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,941 | $102,385-67.8% | $147,080-77.6% | $80,935-59.3% |
| Participation rate | 90.7% | 75.9%+14.8pp | 82.2%+8.5pp | 67.7%+23.0pp |
| Annual return | 26.61% | 135.09%-108.5pp | 420.17%-393.6pp | 35.66%-9.0pp |
| Employer contribution / active EE | $3,684 | $3,717-0.9% | $4,933-25.3% | $2,757+33.6% |
| Participant deferral / active EE | $7,244 | $6,651+8.9% | $8,066-10.2% | $4,299+68.5% |
| Admin fee / account holder | $2,512 | $7,951-68.4% | $12,989-80.7% | $6,924-63.7% |