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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,029 | $201,372-10.6% | $184,260-2.3% | $145,884+23.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | -3.71% | 29.04%-32.8pp | 28.84%-32.6pp | 551.85%-555.6pp |
| Employer contribution / active EE | $5,246 | $7,024-25.3% | $6,427-18.4% | $4,662+12.5% |
| Participant deferral / active EE | $11,336 | $9,808+15.6% | $9,133+24.1% | $6,690+69.5% |
| Admin fee / account holder | $473 | $16,362-97.1% | $13,898-96.6% | $13,392-96.5% |