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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,136 | $107,733-76.7% | $92,985-73.0% | $154,746-83.8% |
| Participation rate | 57.1% | 74.6%-17.4pp | 69.5%-12.3pp | 80.7%-23.6pp |
| Annual return | 15.19% | 30.39%-15.2pp | 27.99%-12.8pp | 172.34%-157.1pp |
| Employer contribution / active EE | $1,425 | $3,126-54.4% | $2,662-46.5% | $4,379-67.5% |
| Participant deferral / active EE | $4,990 | $5,053-1.2% | $4,377+14.0% | $6,730-25.9% |
| Admin fee / account holder | $1,015 | $11,369-91.1% | $9,463-89.3% | $14,365-92.9% |