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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,160 | $111,814-90.9% | $93,654-89.2% | $145,959-93.0% |
| Participation rate | 76.9% | 74.2%+2.7pp | 68.7%+8.2pp | 80.3%-3.4pp |
| Annual return | 9.08% | 203.30%-194.2pp | 133.34%-124.3pp | 561.95%-552.9pp |
| Employer contribution / active EE | $539 | $3,092-82.6% | $2,421-77.7% | $4,661-88.4% |
| Participant deferral / active EE | $2,390 | $4,914-51.4% | $4,413-45.8% | $6,689-64.3% |
| Admin fee / account holder | $588 | $10,246-94.3% | $8,282-92.9% | $13,398-95.6% |