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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,160 | $111,785-90.9% | $93,669-89.2% | $145,877-93.0% |
| Participation rate | 76.9% | 74.2%+2.7pp | 68.7%+8.2pp | 80.3%-3.4pp |
| Annual return | 9.08% | 203.79%-194.7pp | 133.59%-124.5pp | 551.28%-542.2pp |
| Employer contribution / active EE | $539 | $3,096-82.6% | $2,424-77.8% | $4,663-88.4% |
| Participant deferral / active EE | $2,390 | $4,919-51.4% | $4,416-45.9% | $6,691-64.3% |
| Admin fee / account holder | $588 | $10,256-94.3% | $8,291-92.9% | $13,402-95.6% |