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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,025 | $201,372-51.8% | $184,260-47.3% | $145,884-33.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.14% | 29.04%-15.9pp | 28.84%-15.7pp | 551.85%-538.7pp |
| Employer contribution / active EE | $6,592 | $7,024-6.1% | $6,427+2.6% | $4,662+41.4% |
| Participant deferral / active EE | $10,386 | $9,808+5.9% | $9,133+13.7% | $6,690+55.3% |
| Admin fee / account holder | $12,232 | $16,362-25.2% | $13,898-12.0% | $13,392-8.7% |