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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,025 | $201,264-51.8% | $184,185-47.3% | $145,978-33.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.14% | 29.00%-15.9pp | 28.81%-15.7pp | 550.52%-537.4pp |
| Employer contribution / active EE | $6,592 | $7,021-6.1% | $6,426+2.6% | $4,662+41.4% |
| Participant deferral / active EE | $10,386 | $9,806+5.9% | $9,132+13.7% | $6,690+55.3% |
| Admin fee / account holder | $12,232 | $16,376-25.3% | $13,909-12.1% | $13,400-8.7% |