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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,781 | $100,194-77.3% | $122,979-81.5% | $86,983-73.8% |
| Participation rate | 80.6% | 73.0%+7.6pp | 77.2%+3.4pp | 69.5%+11.1pp |
| Annual return | 16.46% | 16.47%0pp | 20.12%-3.7pp | 25.83%-9.4pp |
| Employer contribution / active EE | $1,747 | $2,326-24.9% | $3,062-42.9% | $2,584-32.4% |
| Participant deferral / active EE | $3,966 | $4,133-4.1% | $5,003-20.7% | $4,194-5.4% |
| Admin fee / account holder | $1,352 | $10,148-86.7% | $12,864-89.5% | $7,856-82.8% |