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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,656 | $160,028-95.8% | $147,080-95.5% | $145,884-95.4% |
| Participation rate | 30.8% | 84.0%-53.3pp | 82.2%-51.4pp | 80.3%-49.5pp |
| Annual return | 23.62% | 98.60%-75.0pp | 420.17%-396.6pp | 551.85%-528.2pp |
| Employer contribution / active EE | $0 | $5,286-100.0% | $4,933-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,391 | $8,422-59.7% | $8,066-58.0% | $6,690-49.3% |
| Admin fee / account holder | $166 | $15,030-98.9% | $12,989-98.7% | $13,392-98.8% |