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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,656 | $160,040-95.8% | $147,096-95.5% | $145,877-95.4% |
| Participation rate | 30.8% | 84.0%-53.3pp | 82.2%-51.4pp | 80.3%-49.5pp |
| Annual return | 23.62% | 98.49%-74.9pp | 419.75%-396.1pp | 551.28%-527.7pp |
| Employer contribution / active EE | $0 | $5,289-100.0% | $4,936-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,391 | $8,429-59.8% | $8,071-58.0% | $6,691-49.3% |
| Admin fee / account holder | $166 | $15,050-98.9% | $13,005-98.7% | $13,402-98.8% |