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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,536 | $110,379-29.8% | $102,412-24.3% | $145,884-46.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.72% | 24.84%-10.1pp | 24.94%-10.2pp | 551.85%-537.1pp |
| Employer contribution / active EE | $8,461 | $4,216+100.7% | $3,870+118.6% | $4,662+81.5% |
| Participant deferral / active EE | $7,124 | $5,622+26.7% | $5,060+40.8% | $6,690+6.5% |
| Admin fee / account holder | $545 | $9,745-94.4% | $8,388-93.5% | $13,392-95.9% |