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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,426 | $134,817-87.1% | $123,973-85.9% | $155,188-88.8% |
| Participation rate | 57.9% | 79.4%-21.5pp | 76.7%-18.8pp | 80.8%-22.9pp |
| Annual return | 21.98% | 515.49%-493.5pp | 388.13%-366.1pp | 148.84%-126.9pp |
| Employer contribution / active EE | $1,386 | $4,425-68.7% | $4,126-66.4% | $4,248-67.4% |
| Participant deferral / active EE | $2,690 | $5,706-52.9% | $5,247-48.7% | $6,531-58.8% |
| Admin fee / account holder | $460 | $13,245-96.5% | $11,799-96.1% | $14,480-96.8% |