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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,426 | $129,737-86.6% | $119,126-85.4% | $154,746-88.7% |
| Participation rate | 57.9% | 78.9%-21.0pp | 75.8%-17.9pp | 80.7%-22.8pp |
| Annual return | 21.98% | 379.08%-357.1pp | 282.11%-260.1pp | 172.34%-150.4pp |
| Employer contribution / active EE | $1,386 | $4,375-68.3% | $4,034-65.6% | $4,379-68.4% |
| Participant deferral / active EE | $2,690 | $5,842-54.0% | $5,318-49.4% | $6,730-60.0% |
| Admin fee / account holder | $460 | $11,961-96.2% | $10,693-95.7% | $14,365-96.8% |