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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,015 | $112,729-77.8% | $98,716-74.7% | $137,256-81.8% |
| Participation rate | 73.7% | 74.2%-0.5pp | 69.3%+4.4pp | 80.0%-6.3pp |
| Annual return | 20.26% | 38.48%-18.2pp | 31.81%-11.5pp | 220.34%-200.1pp |
| Employer contribution / active EE | $3,035 | $2,725+11.4% | $2,279+33.2% | $4,156-27.0% |
| Participant deferral / active EE | $5,006 | $4,640+7.9% | $4,048+23.7% | $6,407-21.9% |
| Admin fee / account holder | $2,841 | $10,129-72.0% | $8,703-67.4% | $12,270-76.8% |