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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,076 | $111,785-83.8% | $93,669-80.7% | $145,877-87.6% |
| Participation rate | 94.1% | 74.2%+19.9pp | 68.7%+25.4pp | 80.3%+13.8pp |
| Annual return | 14.89% | 203.79%-188.9pp | 133.59%-118.7pp | 551.28%-536.4pp |
| Employer contribution / active EE | $4,767 | $3,096+54.0% | $2,424+96.7% | $4,663+2.2% |
| Participant deferral / active EE | $8,258 | $4,919+67.9% | $4,416+87.0% | $6,691+23.4% |
| Admin fee / account holder | $998 | $10,256-90.3% | $8,291-88.0% | $13,402-92.6% |