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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,076 | $111,878-83.8% | $93,727-80.7% | $145,897-87.6% |
| Participation rate | 94.1% | 74.2%+19.9pp | 68.7%+25.4pp | 80.3%+13.8pp |
| Annual return | 14.89% | 204.28%-189.4pp | 133.83%-118.9pp | 552.29%-537.4pp |
| Employer contribution / active EE | $4,767 | $3,092+54.2% | $2,421+96.9% | $4,663+2.2% |
| Participant deferral / active EE | $8,258 | $4,920+67.8% | $4,417+87.0% | $6,689+23.5% |
| Admin fee / account holder | $998 | $10,256-90.3% | $8,292-88.0% | $13,390-92.5% |