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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,237 | $72,071+205.6% | $68,368+222.1% | $137,256+60.5% |
| Participation rate | 83.3% | 76.2%+7.1pp | 73.8%+9.6pp | 80.0%+3.4pp |
| Annual return | 15.50% | 353.14%-337.6pp | 292.57%-277.1pp | 220.34%-204.8pp |
| Employer contribution / active EE | $1,415 | $2,788-49.3% | $2,649-46.6% | $4,156-66.0% |
| Participant deferral / active EE | $8,057 | $4,410+82.7% | $4,123+95.4% | $6,407+25.8% |
| Admin fee / account holder | $3,234 | $5,336-39.4% | $5,150-37.2% | $12,270-73.6% |