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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,208 | $100,784-0.6% | $191,597-47.7% | $82,637+21.3% |
| Participation rate | 25.0% | 70.5%-45.5pp | 76.9%-51.9pp | 68.1%-43.1pp |
| Annual return | 16.22% | 18.13%-1.9pp | 27.07%-10.8pp | 53.51%-37.3pp |
| Employer contribution / active EE | $1,354 | $3,102-56.3% | $5,025-73.1% | $2,552-46.9% |
| Participant deferral / active EE | $3,057 | $4,937-38.1% | $6,850-55.4% | $4,126-25.9% |
| Admin fee / account holder | $830 | $10,062-91.8% | $22,799-96.4% | $7,339-88.7% |