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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,169 | $166,268-64.4% | $165,100-64.2% | $145,897-59.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.93% | 100.52%-87.6pp | 70.21%-57.3pp | 552.29%-539.4pp |
| Employer contribution / active EE | $913 | $5,284-82.7% | $4,348-79.0% | $4,663-80.4% |
| Participant deferral / active EE | $8,450 | $6,964+21.3% | $6,035+40.0% | $6,689+26.3% |
| Admin fee / account holder | $336 | $16,659-98.0% | $12,696-97.4% | $13,390-97.5% |