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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,654 | $100,139-83.4% | $85,187-80.5% | $145,884-88.6% |
| Participation rate | 63.2% | 74.1%-10.9pp | 67.5%-4.4pp | 80.3%-17.1pp |
| Annual return | 22.42% | 84.15%-61.7pp | 66.67%-44.2pp | 551.85%-529.4pp |
| Employer contribution / active EE | $1,463 | $3,238-54.8% | $2,732-46.5% | $4,662-68.6% |
| Participant deferral / active EE | $2,529 | $5,296-52.2% | $4,525-44.1% | $6,690-62.2% |
| Admin fee / account holder | $1,512 | $7,262-79.2% | $6,162-75.5% | $13,392-88.7% |