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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,996 | $88,815-40.3% | $81,882-35.3% | $145,897-63.7% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 9.58% | 1033.75%-1024.2pp | 779.47%-769.9pp | 552.29%-542.7pp |
| Employer contribution / active EE | $358 | $3,086-88.4% | $2,916-87.7% | $4,663-92.3% |
| Participant deferral / active EE | $1,161 | $4,647-75.0% | $4,323-73.2% | $6,689-82.7% |
| Admin fee / account holder | $367 | $8,434-95.6% | $7,360-95.0% | $13,390-97.3% |