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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,932 | $275,752-69.2% | $256,809-66.9% | $198,609-57.2% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 17.70% | 34.81%-17.1pp | 32.73%-15.0pp | 202.70%-185.0pp |
| Employer contribution / active EE | $3,166 | $7,721-59.0% | $7,263-56.4% | $5,055-37.4% |
| Participant deferral / active EE | $6,737 | $10,037-32.9% | $9,520-29.2% | $6,977-3.4% |
| Admin fee / account holder | $13,921 | $25,716-45.9% | $25,146-44.6% | $19,030-26.9% |