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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,932 | $223,823-62.1% | $211,142-59.8% | $154,746-45.1% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 17.70% | 50.39%-32.7pp | 46.84%-29.1pp | 172.34%-154.6pp |
| Employer contribution / active EE | $3,166 | $6,787-53.4% | $6,442-50.9% | $4,379-27.7% |
| Participant deferral / active EE | $6,737 | $9,750-30.9% | $9,284-27.4% | $6,730+0.1% |
| Admin fee / account holder | $13,921 | $19,707-29.4% | $19,076-27.0% | $14,365-3.1% |