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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,932 | $209,336-59.4% | $197,124-56.9% | $137,256-38.1% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 17.70% | 48.09%-30.4pp | 44.34%-26.6pp | 220.34%-202.6pp |
| Employer contribution / active EE | $3,166 | $6,591-52.0% | $6,227-49.2% | $4,156-23.8% |
| Participant deferral / active EE | $6,737 | $9,614-29.9% | $9,135-26.2% | $6,407+5.2% |
| Admin fee / account holder | $13,921 | $17,308-19.6% | $16,298-14.6% | $12,270+13.5% |