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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,462 | $110,410-93.2% | $102,437-92.7% | $145,897-94.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.06% | 24.85%-15.8pp | 24.95%-15.9pp | 552.29%-543.2pp |
| Employer contribution / active EE | $2,227 | $4,217-47.2% | $3,871-42.5% | $4,663-52.2% |
| Participant deferral / active EE | $4 | $5,622-99.9% | $5,060-99.9% | $6,689-99.9% |
| Admin fee / account holder | $1,540 | $9,745-84.2% | $8,388-81.6% | $13,390-88.5% |