Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,295 | $75,541-91.7% | $152,093-95.9% | $82,637-92.4% |
| Participation rate | 68.6% | 66.5%+2.1pp | 77.8%-9.2pp | 68.1%+0.6pp |
| Annual return | 41.04% | 32.56%+8.5pp | 66.36%-25.3pp | 53.51%-12.5pp |
| Employer contribution / active EE | $1,297 | $2,622-50.5% | $4,175-68.9% | $2,552-49.2% |
| Participant deferral / active EE | $2,951 | $3,206-8.0% | $5,451-45.9% | $4,126-28.5% |
| Admin fee / account holder | $548 | $6,405-91.4% | $14,497-96.2% | $7,339-92.5% |