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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,468 | $96,236-40.3% | $136,072-57.8% | $80,935-29.0% |
| Participation rate | 70.7% | 71.2%-0.5pp | 76.4%-5.7pp | 67.7%+3.1pp |
| Annual return | 16.76% | 28.74%-12.0pp | 580.46%-563.7pp | 35.66%-18.9pp |
| Employer contribution / active EE | $1,701 | $3,350-49.2% | $4,216-59.7% | $2,757-38.3% |
| Participant deferral / active EE | $7,622 | $5,709+33.5% | $7,028+8.5% | $4,299+77.3% |
| Admin fee / account holder | $1,473 | $8,250-82.2% | $6,718-78.1% | $6,924-78.7% |