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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,468 | $96,137-40.2% | $135,987-57.7% | $80,911-29.0% |
| Participation rate | 70.7% | 71.2%-0.5pp | 76.4%-5.7pp | 67.6%+3.1pp |
| Annual return | 16.76% | 28.70%-11.9pp | 579.77%-563.0pp | 35.63%-18.9pp |
| Employer contribution / active EE | $1,701 | $3,350-49.2% | $4,214-59.6% | $2,756-38.3% |
| Participant deferral / active EE | $7,622 | $5,706+33.6% | $7,027+8.5% | $4,297+77.4% |
| Admin fee / account holder | $1,473 | $8,236-82.1% | $6,716-78.1% | $6,935-78.8% |