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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,468 | $102,393+49.9% | $147,041+4.4% | $80,911+89.7% |
| Participation rate | 86.1% | 75.9%+10.3pp | 82.2%+3.9pp | 67.6%+18.5pp |
| Annual return | 12.09% | 134.95%-122.9pp | 419.21%-407.1pp | 35.63%-23.5pp |
| Employer contribution / active EE | $9,719 | $3,715+161.6% | $4,935+96.9% | $2,756+252.7% |
| Participant deferral / active EE | $13,313 | $6,647+100.3% | $8,071+64.9% | $4,297+209.8% |
| Admin fee / account holder | $23,031 | $7,943+189.9% | $13,006+77.1% | $6,935+232.1% |