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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,468 | $102,385+49.9% | $147,080+4.3% | $80,935+89.6% |
| Participation rate | 86.1% | 75.9%+10.2pp | 82.2%+3.9pp | 67.7%+18.4pp |
| Annual return | 12.09% | 135.09%-123.0pp | 420.17%-408.1pp | 35.66%-23.6pp |
| Employer contribution / active EE | $9,719 | $3,717+161.5% | $4,933+97.0% | $2,757+252.6% |
| Participant deferral / active EE | $13,313 | $6,651+100.2% | $8,066+65.0% | $4,299+209.6% |
| Admin fee / account holder | $23,031 | $7,951+189.6% | $12,989+77.3% | $6,924+232.6% |