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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,765 | $183,516-16.8% | $155,534-1.8% | $145,884+4.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.78% | 61.43%-56.6pp | 64.92%-60.1pp | 551.85%-547.1pp |
| Employer contribution / active EE | $8,797 | $5,315+65.5% | $4,675+88.2% | $4,662+88.7% |
| Participant deferral / active EE | $5,636 | $6,467-12.8% | $5,630+0.1% | $6,690-15.7% |
| Admin fee / account holder | $1,540 | $19,293-92.0% | $15,900-90.3% | $13,392-88.5% |