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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,954 | $115,225-86.2% | $100,712-84.2% | $138,895-88.5% |
| Participation rate | 55.6% | 74.3%-18.8pp | 69.3%-13.7pp | 79.9%-24.4pp |
| Annual return | 29.93% | 40.35%-10.4pp | 33.27%-3.3pp | 145.39%-115.5pp |
| Employer contribution / active EE | $1,224 | $2,771-55.8% | $2,313-47.1% | $4,194-70.8% |
| Participant deferral / active EE | $4,348 | $4,699-7.5% | $4,085+6.4% | $6,396-32.0% |
| Admin fee / account holder | $84 | $10,844-99.2% | $9,256-99.1% | $12,562-99.3% |