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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,242 | $166,242-49.9% | $165,071-49.6% | $145,884-42.9% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 18.20% | 100.44%-82.2pp | 70.17%-52.0pp | 551.85%-533.6pp |
| Employer contribution / active EE | $3,436 | $5,283-35.0% | $4,347-21.0% | $4,662-26.3% |
| Participant deferral / active EE | $5,165 | $6,964-25.8% | $6,035-14.4% | $6,690-22.8% |
| Admin fee / account holder | $1,025 | $16,658-93.8% | $12,695-91.9% | $13,392-92.3% |