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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,903 | $96,731-73.2% | $123,973-79.1% | $86,983-70.2% |
| Participation rate | 97.7% | 70.0%+27.7pp | 76.7%+21.0pp | 69.5%+28.1pp |
| Annual return | 19.41% | 17.33%+2.1pp | 388.13%-368.7pp | 25.83%-6.4pp |
| Employer contribution / active EE | $4,202 | $3,297+27.4% | $4,126+1.8% | $2,584+62.6% |
| Participant deferral / active EE | $9,069 | $4,152+118.4% | $5,247+72.8% | $4,194+116.2% |
| Admin fee / account holder | $5,002 | $8,722-42.7% | $11,799-57.6% | $7,856-36.3% |