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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,903 | $93,345-72.2% | $119,126-78.3% | $87,485-70.4% |
| Participation rate | 97.7% | 68.7%+28.9pp | 75.8%+21.9pp | 68.9%+28.7pp |
| Annual return | 19.41% | 19.08%+0.3pp | 282.11%-262.7pp | 26.06%-6.7pp |
| Employer contribution / active EE | $4,202 | $3,172+32.5% | $4,034+4.2% | $2,596+61.8% |
| Participant deferral / active EE | $9,069 | $4,099+121.3% | $5,318+70.5% | $4,274+112.2% |
| Admin fee / account holder | $5,002 | $8,039-37.8% | $10,693-53.2% | $7,775-35.7% |