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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,722 | $88,778-68.8% | $81,844-66.1% | $145,884-81.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 13.98% | 1033.03%-1019.1pp | 778.87%-764.9pp | 551.85%-537.9pp |
| Employer contribution / active EE | $2,698 | $3,087-12.6% | $2,916-7.5% | $4,662-42.1% |
| Participant deferral / active EE | $8,090 | $4,648+74.1% | $4,323+87.1% | $6,690+20.9% |
| Admin fee / account holder | $2,111 | $8,430-75.0% | $7,355-71.3% | $13,392-84.2% |