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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,846 | $142,354+46.7% | $125,529+66.4% | $155,188+34.6% |
| Participation rate | 40.0% | 78.1%-38.1pp | 74.7%-34.7pp | 80.8%-40.8pp |
| Annual return | 49.59% | 306.06%-256.5pp | 202.56%-153.0pp | 148.84%-99.2pp |
| Employer contribution / active EE | $1,771 | $3,501-49.4% | $3,058-42.1% | $4,248-58.3% |
| Participant deferral / active EE | $3,834 | $5,491-30.2% | $4,813-20.3% | $6,531-41.3% |
| Admin fee / account holder | $0 | $19,392-100.0% | $16,298-100.0% | $14,480-100.0% |