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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,201 | $172,111-43.5% | $150,298-35.3% | $137,256-29.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.41% | 69.37%-53.0pp | 62.79%-46.4pp | 220.34%-203.9pp |
| Employer contribution / active EE | $14,172 | $4,636+205.7% | $4,154+241.2% | $4,156+241.0% |
| Participant deferral / active EE | $5,902 | $6,166-4.3% | $5,453+8.2% | $6,407-7.9% |
| Admin fee / account holder | $1,721 | $16,471-89.6% | $14,116-87.8% | $12,270-86.0% |