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| Provider | Service type | Compensation |
|---|---|---|
PAYCHEX, INC.1+ years Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $14,625 |
RPA FINANCIAL, LLC1+ years Filed as: RPA FINANCIAL LLC Service code 26 · EIN 83-1143379 4340 REDWOOD HWY, STE B60 · SAN RAFAEL, CA 94903 | Advisory (Participants) | $12,188 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,988 | $101,591-86.2% | $147,096-90.5% | $74,429-81.2% |
| Participation rate | 87.9% | 75.5%+12.3pp | 82.2%+5.7pp | 67.2%+20.6pp |
| Annual return | 12.56% | 8746.45%-8733.9pp | 419.75%-407.2pp | 1368.38%-1355.8pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,936-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $4,959 | $7,302-32.1% | $8,071-38.6% | $4,348+14.0% |
| Admin fee / account holder | $85 | $1,750-95.1% | $13,005-99.3% | $1,944-95.6% |