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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,705 | $43,730-91.5% | $66,674-94.4% | $64,097-94.2% |
| Participation rate | 84.7% | 50.7%+33.9pp | 73.7%+11.0pp | 55.2%+29.5pp |
| Annual return | 36.38% | 53.62%-17.2pp | 321.24%-284.9pp | 34.64%+1.7pp |
| Employer contribution / active EE | $1,131 | $1,673-32.4% | $2,620-56.9% | $1,891-40.2% |
| Participant deferral / active EE | $1,729 | $2,122-18.5% | $4,084-57.7% | $3,080-43.9% |
| Admin fee / account holder | $244 | $2,708-91.0% | $5,098-95.2% | $3,454-92.9% |