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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,804 | $156,398-33.0% | $147,318-28.9% | $138,895-24.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 22.14% | 78.75%-56.6pp | 70.43%-48.3pp | 145.39%-123.3pp |
| Employer contribution / active EE | $5,911 | $4,853+21.8% | $4,593+28.7% | $4,194+40.9% |
| Participant deferral / active EE | $14,025 | $8,237+70.3% | $7,906+77.4% | $6,396+119.3% |
| Admin fee / account holder | $13,317 | $14,976-11.1% | $13,708-2.9% | $12,562+6.0% |