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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $491,726 | $211,105+132.9% | $178,449+175.6% | $145,978+236.8% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 4.31% | 30.19%-25.9pp | 27.09%-22.8pp | 550.52%-546.2pp |
| Employer contribution / active EE | $9,000 | $4,569+97.0% | $3,951+127.8% | $4,662+93.1% |
| Participant deferral / active EE | $30,500 | $6,959+338.3% | $6,277+385.9% | $6,690+355.9% |
| Admin fee / account holder | $512,011 | $12,017+4160.7% | $10,362+4841.3% | $13,400+3720.9% |