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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,649 | $88,778+69.7% | $81,844+84.1% | $145,884+3.3% |
| Participation rate | 71.4% | 75.1%-3.6pp | 72.4%-1.0pp | 80.3%-8.9pp |
| Annual return | 11.25% | 1033.03%-1021.8pp | 778.87%-767.6pp | 551.85%-540.6pp |
| Employer contribution / active EE | $5,225 | $3,087+69.3% | $2,916+79.2% | $4,662+12.1% |
| Participant deferral / active EE | $14,086 | $4,648+203.0% | $4,323+225.8% | $6,690+110.6% |
| Admin fee / account holder | $2,379 | $8,430-71.8% | $7,355-67.7% | $13,392-82.2% |