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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,853 | $125,778-95.3% | $114,563-94.9% | $154,746-96.2% |
| Participation rate | 72.2% | 75.2%-3.0pp | 72.9%-0.7pp | 80.7%-8.5pp |
| Annual return | 10.80% | 295.14%-284.3pp | 241.09%-230.3pp | 172.34%-161.5pp |
| Employer contribution / active EE | $800 | $2,806-71.5% | $2,592-69.1% | $4,379-81.7% |
| Participant deferral / active EE | $1,894 | $4,445-57.4% | $4,142-54.3% | $6,730-71.9% |
| Admin fee / account holder | $3,457 | $8,190-57.8% | $7,623-54.6% | $14,365-75.9% |