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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,161 | $88,672-6.2% | $105,223-21.0% | $82,448+0.9% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 17.80% | 30.86%-13.1pp | 180.65%-162.9pp | 41.64%-23.8pp |
| Employer contribution / active EE | $6,180 | $3,048+102.8% | $3,689+67.5% | $2,551+142.3% |
| Participant deferral / active EE | $4,299 | $4,036+6.5% | $5,072-15.2% | $4,139+3.8% |
| Admin fee / account holder | $5,946 | $7,146-16.8% | $8,859-32.9% | $7,234-17.8% |