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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $20,820 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $7,468 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,897 | $106,230-50.2% | $147,080-64.0% | $77,736-32.0% |
| Participation rate | 87.6% | 78.4%+9.2pp | 82.2%+5.4pp | 70.6%+17.0pp |
| Annual return | 24.41% | 56.91%-32.5pp | 420.17%-395.8pp | 31.26%-6.8pp |
| Employer contribution / active EE | $0 | $4,072-100.0% | $4,933-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $12,992 | $8,001+62.4% | $8,066+61.1% | $4,651+179.4% |
| Admin fee / account holder | $35 | $338-89.6% | $12,989-99.7% | $433-91.9% |