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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,410 | $108,911-54.6% | $100,392-50.8% | $145,884-66.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 9.21% | 58.23%-49.0pp | 49.45%-40.2pp | 551.85%-542.6pp |
| Employer contribution / active EE | $1,950 | $4,420-55.9% | $3,941-50.5% | $4,662-58.2% |
| Participant deferral / active EE | $16,052 | $8,459+89.8% | $8,090+98.4% | $6,690+140.0% |
| Admin fee / account holder | $338 | $9,698-96.5% | $7,904-95.7% | $13,392-97.5% |