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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,987 | $174,379-74.8% | $152,093-71.1% | $138,895-68.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 18.75% | 74.86%-56.1pp | 66.36%-47.6pp | 145.39%-126.6pp |
| Employer contribution / active EE | $17,392 | $4,652+273.9% | $4,175+316.6% | $4,194+314.7% |
| Participant deferral / active EE | $8,715 | $6,159+41.5% | $5,451+59.9% | $6,396+36.3% |
| Admin fee / account holder | $1,049 | $16,880-93.8% | $14,497-92.8% | $12,562-91.7% |