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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,987 | $181,062-75.7% | $158,223-72.2% | $155,188-71.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 18.75% | 57.39%-38.6pp | 52.09%-33.3pp | 148.84%-130.1pp |
| Employer contribution / active EE | $17,392 | $4,565+281.0% | $4,109+323.3% | $4,248+309.4% |
| Participant deferral / active EE | $8,715 | $6,134+42.1% | $5,467+59.4% | $6,531+33.4% |
| Admin fee / account holder | $1,049 | $18,825-94.4% | $16,047-93.5% | $14,480-92.8% |