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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,407 | $199,109-54.1% | $173,730-47.4% | $154,746-40.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 30.42% | 20.02%+10.4pp | 19.96%+10.5pp | 172.34%-141.9pp |
| Employer contribution / active EE | $7,536 | $5,311+41.9% | $4,577+64.6% | $4,379+72.1% |
| Participant deferral / active EE | $6,964 | $7,113-2.1% | $6,326+10.1% | $6,730+3.5% |
| Admin fee / account holder | $8,695 | $20,916-58.4% | $17,523-50.4% | $14,365-39.5% |