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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,776 | $70,366-80.4% | $66,674-79.3% | $138,895-90.1% |
| Participation rate | 90.9% | 76.2%+14.7pp | 73.7%+17.2pp | 79.9%+11.0pp |
| Annual return | 2.07% | 386.41%-384.3pp | 321.24%-319.2pp | 145.39%-143.3pp |
| Employer contribution / active EE | $2,631 | $2,765-4.9% | $2,620+0.4% | $4,194-37.3% |
| Participant deferral / active EE | $5,036 | $4,374+15.1% | $4,084+23.3% | $6,396-21.3% |
| Admin fee / account holder | $1,338 | $5,262-74.6% | $5,098-73.8% | $12,562-89.3% |