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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,270 | $102,393+23.3% | $147,041-14.1% | $80,911+56.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 17.22% | 134.95%-117.7pp | 419.21%-402.0pp | 35.63%-18.4pp |
| Employer contribution / active EE | $32,342 | $3,715+770.5% | $4,935+555.4% | $2,756+1073.6% |
| Participant deferral / active EE | $46,562 | $6,647+600.5% | $8,071+476.9% | $4,297+983.6% |
| Admin fee / account holder | $30,843 | $7,943+288.3% | $13,006+137.1% | $6,935+344.8% |